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How to reimburse the cost of prenatal check-up

2025-11-05 00:03:26 Mother and baby

How to reimburse the cost of prenatal check-up? The most comprehensive guide on the Internet is here!

Recently, "prenatal check-up expense reimbursement" has become a hot topic on social platforms, and many expectant mothers have questions about the reimbursement process and standards. This article will combine hot-spot discussions across the Internet within 10 days and organize reimbursement guidelines in a structured manner to help you deal with it easily.

1. Policy basis for reimbursement of prenatal examination expenses

How to reimburse the cost of prenatal check-up

According to the latest "Maternity Insurance Regulations" in 2023, insured employees can enjoy reimbursement of prenatal check-up expenses, and the details vary slightly from place to place. The following is a comparison of common reimbursement standards:

areaReimbursement ratioLimit (yuan)Materials required
Beijing90%3000Medical insurance card, examination receipt
Shanghai85%3500Birth registration certificate + invoice
Guangzhou95%4000Prenatal medical record + settlement form

2. Detailed explanation of the reimbursement process (with time points)

A general process is extracted from the actual experience of netizens:

stepsOperation contentThings to note
1. Filing and registrationComplete birth registration before 12 weeks of pregnancyMarriage certificate and B-ultrasound are required
2. Accumulation of feesSave all inspection invoicesElectronic invoices need to be printed in paper form
3. Submit applicationApply within 3 months after deliverySome areas support online submission

3. Answering high-frequency questions (from Weibo/Zhihu hot posts)

Q1: Can self-financed projects be reimbursed?
For example, Down syndrome screening (200-1000 yuan), non-invasive DNA (1000-3000 yuan), etc. are included in reimbursement in some cities, so you need to consult the medical insurance bureau in advance.

Q2: How to reimburse for off-site inspection?
Proof of referral needs to be retained, and the reimbursement rate may be reduced by 10%-20%. A Xiaohongshu user shared: "I went back to my hometown for reimbursement during the prenatal check-up in Shenzhen, and finally received about 65% of the money."

4. Tips for saving money (popular suggestions on Douyin)

  • Give priority to designated medical institutions (reimbursement ratio increased by 5%-10%)
  • Combined examination items (such as blood routine + urine routine can save registration fees)
  • Pay attention to free projects in community hospitals (such as HIV screening, blood pressure monitoring)

5. New benefits in 2023 (according to the official government website)

Hangzhou and other 6 cities have piloted the "direct exemption for prenatal check-ups", and eligible pregnant mothers can directly deduct the following when paying:

cityimplementation hospitalDeduction ratio
Hangzhou12 companies including the Municipal Maternity Insurance CompanyReal-time settlement 80%
Chengdu8 hospitals including West China Second HospitalFree first inspection

Warm reminder:Policies in various places may be adjusted every month. It is recommended to check the latest developments through the "National Medical Insurance Service Platform" APP. Collect this article and share it with friends in need, so that more pregnant mothers can enjoy the policy dividends!

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