How to calculate the funds for house purchase and maintenance
In recent years, with the continuous development of the real estate market, the calculation of home purchase and maintenance funds has become the focus of many owners. Maintenance funds are a fee that home buyers need to pay when purchasing a house. They are mainly used for the maintenance and update of public facilities in the community. This article will analyze in detail the calculation method of maintenance funds, and provide you with a comprehensive answer based on the hot topics on the Internet in the past 10 days.
1. Basic concepts of maintenance funds
Maintenance funds, the full name of which is special residential maintenance funds, refer to special funds paid by owners according to a certain proportion when purchasing a house to be used for the maintenance and update of public parts, shared facilities and equipment in the community. According to the "Measures for the Management of Special Residential Maintenance Funds", the ownership of maintenance funds belongs to the owners and is managed by the owners' committee or property management company on their behalf.
2. Calculation method of maintenance funds
The calculation of maintenance funds is usually based on the building area of the house or the total purchase price, and the specific standards are stipulated by local governments. Here are some common calculations:
| Calculation method | Calculation formula | Example |
|---|---|---|
| Calculated by building area | Maintenance funds = building area × unit price | 100㎡ × 50 yuan/㎡ = 5,000 yuan |
| Calculated based on total purchase price | Maintenance funds = total purchase price × ratio | 2 million yuan × 2% = 4,000 yuan |
| fixed amount | Maintenance funds = fixed amount | Each household pays 5,000 yuan |
3. Comparison of maintenance fund payment standards in various regions
There are differences in maintenance fund payment standards in different cities. The following are the current standards in some cities:
| city | Calculation method | Standard |
|---|---|---|
| Beijing | By building area | 100 yuan/㎡ |
| Shanghai | According to the total purchase price | 2% |
| Guangzhou | By building area | 50 yuan/㎡ |
| Shenzhen | By building area | 40 yuan/㎡ |
4. Scope of use of maintenance funds
Maintenance funds are mainly used for the maintenance and updating of the following public facilities:
1. Repair and update of shared equipment and facilities such as elevators and water pumps;
2. Repair of exterior walls, roofs and other common parts;
3. Maintenance of community roads, greening and other public facilities;
4. Other maintenance items approved by the owners' meeting.
5. Maintenance fund payment process
1. When signing a house purchase contract, the home buyer must pay maintenance funds in accordance with local regulations;
2. The developer or property management company collects the maintenance funds and deposits them into the designated account;
3. After the owners committee is established, the maintenance funds will be transferred to the owners committee for management;
4. The use of maintenance funds must be approved by the owners’ meeting or owners’ committee.
6. Supervision of maintenance funds
In order to ensure the rational use of maintenance funds, local governments have formulated strict regulatory measures:
1. Maintenance funds are stored in a special account and cannot be used for other purposes;
2. The use of maintenance funds must be disclosed and subject to owner supervision;
3. The audit department conducts regular audits on the use of maintenance funds.
7. Hot topics in the past 10 days: Maintenance fund disputes
Recently, many property owners have been involved in disputes over the use of maintenance funds. For example, the owners of a certain community questioned the property company's misappropriation of maintenance funds for the maintenance of non-public facilities, which led to the owners collectively defending their rights. Such incidents remind owners of the need to strengthen supervision of maintenance funds to ensure transparency and rationality in the use of funds.
8. How to avoid disputes over maintenance funds
1. When purchasing a house, read the contract carefully to clarify the payment standards and usage scope of maintenance funds;
2. Actively participate in the owners’ meeting and exercise supervision rights;
3. Regularly check the balance and usage of the maintenance fund account;
4. If any abnormality is discovered, report to the relevant departments in a timely manner.
9. Summary
Maintenance funds are an important source of funds to ensure the normal operation of public facilities in the community. Owners should fully understand their calculation methods and usage rules. Through active participation and supervision, we ensure the reasonable use of maintenance funds and protect our own rights and interests. At the same time, local governments should further improve supervision mechanisms to reduce the occurrence of disputes.
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